Independent
Not tied to one carrier. I shop across multiple companies to find the coverage that actually fits your situation, not the one that pays me the most.
Independent Insurance Guidance
Insurance guidance that actually makes sense.
No pressure. No jargon. Honest help from a licensed independent agent who works for you, not the carriers.
My help is free. The carrier pays me, not you.
Four years.
Thousands of clients.
Twenty-five states.
Justin Bautista
Independent insurance agent
I've been at this four years. In that time I've sat with thousands of clients across twenty-five states, comparing plans from 29 carriers, helping people pick what actually fits their situation.
Every conversation is different. The retiree turning sixty-five trying to make sense of Medicare. The young couple buying their first term policy after a baby. The widow making sure her final expenses won't fall on her kids. None of them want a pitch. They want someone to take the time to answer their questions honestly.
That's what I do, and I do it for free. The carrier pays me when a policy lands. You pay nothing for my time.
Insurance is full of jargon and pressure. Most people end up with a policy they don't fully understand, and when they have questions, no one gives them a straight answer. I work differently. I explain things clearly, compare your options honestly, and stay around after the policy is signed.
Free guidance
You pay nothing for my time, my advice, or my help with enrollment. I'm compensated by the carriers, not by you.
Long-term support
You get my direct number. I help with claims, policy updates, and coverage adjustments as your life changes. I stay involved as your situation evolves.
New to life insurance?
Term, whole, IUL. I'll walk you through what each one means and help you figure out what actually makes sense for your family.
Start hereTurning 65 or confused by Medicare?
Medicare Advantage, Medigap, Part D. It can feel like alphabet soup. I'll make it clear and help you choose the right plan.
Start hereNot sure what you need?
That's completely fine. Book a free consultation and we'll figure it out together. No pressure, no obligation.
Let's talkReady when you are
Let's figure this out together.
Free, no obligation, 30-minute consultation. You'll speak with me directly, not a call center.
No cost. No commitment. Just honest answers.
AetnaAmericoCorebridgeETHOSMutual of OmahaTransAmericaAmbetterAmeriHealthAnthemWellpointChristusHighmark BlueHorizon BlueIndependence Blue CrossJeffersonOscarUnited HealthcareDevotedHealthspring (Formerly Cigna)HumanaWellcareFreedomOptimumAllstateUnited Health OneVSP25 statesLife, Health & P&C Licensed4 years, thousands of clients
Licensed in 25 states across the U.S.
I work with clients in Alabama, Arizona, Arkansas, California, Florida, Georgia, Illinois, Indiana, Kentucky, Louisiana, Michigan, Mississippi, Montana, New Jersey, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington, West Virginia. Whether you need life insurance, Medicare guidance, or supplemental coverage, I can help no matter where you are. All consultations are conducted virtually via Google Meet or phone.
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Not in one of these states? Contact me and I'll help you find the right resource.
Still thinking it over?
No rush. When you're ready, I'm here. Book a time or just reach out with a question.
Know someone who could benefit from honest insurance guidance?
Your information is never sold or shared with anyone.